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Underinsured Driver

If you have been involved in a car accident with an underinsured driver, you know how cumbersome the situation can be. Massachusetts car accident Attorney Cappetta is dedicated helping victims of car accidents involving underinsured drivers. A car accident is a nuisance that can be extremely disruptive to a person's life. When the car accident involves an underinsured driver, the process can become even more complicated and frustrating. Unfortunately, underinsured drivers are on Massachusetts' roads becoming in increasing numbers. The economy is undoubtedly one factor involved in the growing number of underinsured drivers on the roads.

Massachusetts law requires bodily injury coverage of at least $20,000 per person and $40,000 per accident, as well as coverage for $5,000 in property damage and $8,000 in personal injury protection (PIP), which covers medical and lost work expenses without regard to fault. However, this law does not require the amount of coverage that is often necessary to cover the damages caused by a car accident; the costs incurred by a victim of an accident are often higher, sometimes substantially so.

People often believe that their insurance carrier will treat them fairly and work hard to get victims what they deserve. However, your insurance carrier is a for-profit business who would often rather minimize payout than get victims the damages they are owed. People often accept settlements and deals that are not in their best interest, but rather minimizes the payout from the insurance company. Also, frequently when a person accepts a deal from the insurance company, they are then barred from making future claims for lost wages or other damages to which they may be entitled. Having a lawyer on your side can help you to avoid taking a settlement that is worth less than what you are owed.

Massachusetts car accident Attorney Cappetta can help you understand the often confusing process of getting what you are owed after being involved in a car accident with an underinsured driver. Despite an insurance company's apparent willingness to help a victim reach a favorable settlement, having an attorney on your side can help you navigate the paperwork and ensure you really get what you are owed and in a timely manner. Attorney Cappetta can help mitigate the stresses involved in dealing with the after effects of a car accident involving an underinsured driver. Contacting an attorney as soon as possible after a car accident with an underinsured driver can help you quickly gain back financial security and ease the burden of negotiating with an insurance company.

Massachusetts car accident Attorney Cappetta works hard to make himself readily available and responsive to his clients. Additionally, Attorney Cappetta's prospective clients are all offered a free consultation. During this consultation, prospective clients are invited to discuss their situations with Attorney Cappetta and receive feedback about the best course of action for their potential cases. Contact Attorney Cappetta today if you have been involved in a car accident with an underinsured driver.